Here are a few suggestions you may want to consider when leaving assets to your heirs- particularly if you want to build generational wealth:
Push back the age of inheritance beyond age 18. By doing so, you ensure that your heirs received their inheritance at a time when they are more mature, and less likely to squander those assets.
Furthermore, you can designate the funds in your trust to be used for wealth-generating activities only. For your family, this might mean going to college, starting a business, or even buying real property.
You can also build protections into your trust to insulate your assets from depletion. Such protections can be beneficial even during your lifetime, and ensure that creditors, claims of liability, or even divorce don't stop your assets from being available for the next generation, so that your legacy can continue.